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Finance Concepts Explained
Capital Markets & Investments at Columbia Business School | Simon Oh

How Quantitative Easing Works

Where does the Fed get the money to buy Treasuries?

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Initial State

  • The Fed wants to buy $100 of Treasury bonds to inject liquidity into the economy.
  • Commercial Bank holds $100 in Treasuries and has $200 in reserves at the Fed.
  • An Asset Manager also holds $100 in Treasuries, with $100 cash deposited at the bank.
🏛️
Federal Reserve
government
Balance Sheet
in $000s
Assets
Treasuries
400
Total400
Liabilities
Bank Reserves
200
Currency
200
Total400
Equity
Total0
🏦
Commercial Bank
institution
Balance Sheet
in $000s
Assets
Reserves at Fed
200
Treasuries
100
Loans
200
Total500
Liabilities
Deposits
400
Total400
Equity
Capital
100
Total100
👤
Asset Manager
person
Balance Sheet
in $000s
Assets
Bank Deposits
100
Treasuries
100
Total200
Liabilities
Total0
Equity
Net Worth
200
Total200
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